Other Services Available
* This discretionary overdraft service is available to eligible Personal Checking Accounts and Free Checking Accounts (Free Checking account charges are limited to “free” monthly maintenance fees. Our normal overdraft or non-sufficient funds charges will apply for each item.)
* Avoid high charges from merchants for returned checks
* Have new convenience and flexibility in managing your funds
Standard Overdraft Practices
- We do authorize and pay overdrafts for checks and other transactions made using your checking account number along with any Automatic bill payments using your checking account number.
- We do NOT authorize and pay overdrafts for ATM transactions or everyday debit card transactions unless you ask us to. (Contact the Bookkeeping department for information)
- We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of overdraft.
If we do not authorize and pay an overdraft, your transaction will be declined.
- We will charge you a fee of $35.00 for each time (item) we pay an overdraft
- You will not be charged for more than 4 items per day. There is no overdraft fee when your account is overdrawn by $10.00 or less at the end of our business day.
Safe Deposit Boxes
- Safe deposit boxes are available at our Mount Hope and Beckley offices
- Different sizes available
- Low annual rent
Quick Balance Line
Call 1-877-472-9265 for 24 hour access to your accounts
Contact customer support at 304-877-5551 to enroll.
Once established, you can access your account information simply by dialing 1-877-472-9265 and logging in. You can access account activity, balance information and transfer funds from one Bank of Mount Hope account to another.
These are an immediate, safe and reliable option for Bank of Mount Hope customers to send money across town or across the country. For specific instructions and costs please contact any location.
Other Account Fees
- Stop Payment Fee $25.00
- Paid Item Overdraft Fee $35.00
- Return Item Overdraft Fee $35.00
- Check Order Prices Vary
- Account Reconcilement $3.00
- Telephone Transfer $5.00
- Return Deposit Item $10.00
- Research Time $25.00 per hr. and $.50 an item copy
- Requested Statement $2.00
- Statement Copy $2.00
- Pre-Authorized Transfer $5.00
- Account confirmation $15.00
- Credit Reference Request $15.00
- Suggestion or Levy processing $50.00
Other service charges may apply; contact any location for a complete disclosure.
- Popmoney $0.55 per transaction
- Same day payment $10.95
- Overnight check payment $16.95
- Business Bill Payment: $3.95 for up to 15 payments per calendar month; $0.75 per payment 16 and over.
- Cashier Check $3.00
- Xerox Copy $.50
- Money Order $2.00
- Outgoing Wire Transfer $25.00
- Incoming Wire Transfer $10.00
- Fax $5.00